avoid debtIf you are hoping to avoid the burden of student loan debt while attending college there are some ways to boost your chances.

First, start saving early. It is never too early to start saving for your own, or your child’s, college education. If you are able, work a summer or after school job and save as much as possible for your college tuition and books. Even if you aren’t able to save enough to cover the costs for your entire degree, remember that every dollar is a dollar less borrowed. And that is priceless.

Second, consider a community college. Many people assume that employers want to see a degree from a fancy University. The truth is that employers put little to no stock in where you got your college degree. The added bonus is that attending a community college for the first two years of your graduate degree with save you upwards of $10,000, or more in some cases. Why borrow that money only to be stuck repaying that high balance later when you can get through the same credits at a cheaper institution?

Third, take the time to search for grants and scholarships. ThisĀ  means starting earlier in your high school career. Many grants and scholarships require memberships or participation requirements that could start before your senior year. Search out professional organizations of your field of interest and ask about their funding opportunities.

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